Layaway payment plans
We gladly offer layaway payment plans for 20% down. There are no fees, no late fees, no interest, and no credit checks. The item can be paid off at your leisure, and the piece is shipped to you after the full price is paid over a 1 to 6 month period. To purchase an item on a payment plan:
- Select the layaway option on the product page and add the item to your cart.
- After placing your 20% deposit, your item will be held for you and the next payment will be due one month later.
- Click the payment link in your email to make future payments. (Trouble using the payment link? Make payments at https://codehunar.com/payments instead.)
- Once the item is fully paid off, your new piece will be on the way to you.
How much are the monthly payments?
The deposit amount for a layaway order is 20% of the purchase price, and the remaining balance is split up into six equal payments. For example:
Purchase price: $400
Deposit: $80
Balance due: $320
Minimum monthly payments: Six monthly payments of $53.33
What if I want to make larger monthly payments?
You can make larger payments to pay the item off as quickly as you’d like, or use the entire six month period to pay it off at your leisure.
No fees or interest
There are no fees or interest charges associated with our payment plans. We provide layaway plans as a free service to our customers.
Never lose your money
Unable to make your monthly payment on time? No problem! Any layaway payments made instantly turn into store credit that never expires, so you’ll never lose the funds you’ve paid towards an item.
Full list of terms of payment plan
– Layaway plans are started with a minimum of a 20% down payment
– Monthly payments are due beginning one month after the down payment
– A maximum of six monthly payments are allowed
– The item can be paid off early at any time (the item is shipped after the final payment is made)
– If an extended period passes with no payments made towards the item, any funds paid towards item turns into store credit which can be used at any point in the future for any purchase (there are no cash refunds for any payments made towards a layaway item)
– Items purchased on layaway cannot be returned. All layaway purchases are final. (We always will help resolve any issues such as ring size adjustments when needed.)
– There are no finance charges, late fees, or any other fees associated with layaway plans
– Each layaway payment must have the same shipping address (if any payments are made that do not match the address given on the down payment, it is refunded)
Other questions?
If you have any other questions about our layaway payment plans, please contact us and we will be glad to help.